Maximum loan amount: $484,350 (or county maximum for high balance areas)

Minimum credit score: 620

DTI: 50% with AUS approval

Minimum down payment: 3%

Max Loan Amount: $484,350 to Max County Limits

MAX DTI: 55%

Down Payment: 3.5%

Credit Score: 580 with approval, 620 manual, 640 for streamline

Max Loan Amount: Determined by DTI

DTI: 41% or higher if approved by GUS, maximum 50%

Down Payment: None

Credit Score: 620 

LTVs: up to 90%

Loan amounts: Between    $100k -$1.5mm

FICOs: down to 500

DTI: up to 50%

Unlimited number of  financed properties

Cash Out Options

1 Year out of Bankruptcy

1 Day out of Short sale/Foreclosure

Can close as Corporation or LLC

Non-Warrantable Condos Allowed

12 or 24-month personal bank
statements

Loan Amounts:
Between $100k - $1.5mm

LTVs: up to 90%

FICOs: down to 580

DTI: up to 43%

Unlimited number of
financed properties

Non-Warrantable Condos

Cash Out Options

Investment properties can
close as Corporation or
LLC

LTVs up to 75% For Purchase or R/T

LTVs up to 70% For Cash Out

Second Home Or Investment Property

Loan amounts: Between    $100k -$1.5mm

No FICO Score Required

DTI up to 50% or No Ratio at DSCR ≥ 1.15

2-4 Unit and Non-Warrantable Condos Allowed